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Redmond's Premier Insurance Agency

Chess Insurance: 425-392-1588

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Home Insurance

Home Insurance in Redmond WAHome Insurance in Redmond, WA

You have made a large investment by purchasing a home. Sleep soundly with the protection of a homeowners insurance policy from Chess Insurance in Redmond, WA!  Home insurance protection is crucial when owning a home. A homeowner’s insurance policy, or home insurance policy, means coverage for your assets inside and outside of your home.

Looking for Home Insurance in Washington?

Having homeowners insurance, or home insurance, guarantees you are compensated for losses to your home and your possessions inside it. Purchasing a homeowners policy provides added protection for your biggest investment. Home insurance also protects you if you’re found to be liable for someone’s injuries on your property. This policy will also protect you from financial losses caused by storms, fire, theft and other events outlined in your policy. Call Chess Insurance today to get a policy started.

Need Renter’s Insurance Policy instead? We sell that too!

 Familiarize Yourself With Common Homeowners Insurance Terms:

Coverage      A- Dwelling

Coverage      B- Other Structures on Your Property

Coverage      C- Personal Property/Contents

Coverage      D- Loss of Use

Coverage      E- Personal Liability Protection

Coverage      F- Medical Payments

Dwelling coverage protects your homes structure against the damage and possible loss from a covered event such as a wind, hail, lightening or fire. (Note: Earthquake insurance will require a separate endorsement. Talk to an agent today about earthquake insurance). This part of your insurance policy will pay to replace the home’s structural components.

Other Structures such as detached garages, buildings or sheds on your property are also protected by a standard homeowners policy. Typically, the coverage for other structures is 10% of your dwelling coverage although, higher amounts are available if you wish to purchase them.

Personal Property comes standards with a homeowners insurance policy and protects your items within your home or on your property should they be stolen, lost in a fire or damaged otherwise by a covered loss. These items include, but are not limited to clothing, furniture and other personal items.

Loss of Use  will provide you with living expenses in the event your home is not livable due to a covered loss. This type of coverage will usually cover the cost of a hotel, restaurant bills and other living expenses while your home is being repaired.

Personal Liability Protection  protects you from bodily injury or property damage lawsuits in the event someone files a lawsuit against you. This also includes things like your pet biting someone through a fence.

Medical Payments  is coverage for paying medical expenses for someone else who may have been injured while on your property.

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Chess Insurance
15127 NE 24th Street #160
Redmond, WA 98052
Get directions
425-392-1588
Contact

Proudly Representing

Redmond, WA Mutual of Enumclaw

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Chess Insurance
15127 NE 24th Street #160
Redmond, WA 98052
Get directions
425-392-1588
Contact

Representing

Mutual of Enumclaw Agent Redmond, WA Progressive Insurance Redmond, WA Earthquake Insurance Redmond, WA

From our Blog

  • Homeowner’s Insurance in Redmond, WA – Don’t let your home be a house of horrors
  • Closing the Gap: Do I need Gap Insurance in Redmond, WA?
  • Winterize your Redmond, WA home: It may help you avoid a homeowners insurance claim
  • Protection for a Rainy Day: Flood Insurance in Redmond, WA
  • Fact or Fiction: Five Auto Insurance Myths in Redmond, WA

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